First Year Free Landlord’s Insurance Terms and Conditions

Updated on: 24 September 2020

You agree to the following terms and conditions in accepting our first year free landlord insurance policy.

You agree that should you, or we, terminate your management within 12 months of us issuing your free landlord insurance, that we will cancel the free insurance policy from the management termination date without any further notice to you. You agree to purchase any insurances required at your own cost.

You agree that on the expiry date of the first year free landlord insurance expiry, you authorise us to renew on your behalf and paid for by you, the same or a reasonably equivalent policy at the prevailing market price for that policy, plus any fees, brokerage and commissions. Should you not require us to renew your policy, you must notify us in writing (via email to hello@different.com.au) at least 30 days before the expiry date of your policy.

You confirm that you have read the Product Disclosure Statement and understand and accept the relevant inclusions and exclusions related to the policy.

You agree that Different Technologies Pty Ltd will not be held responsible for any loss or damage, financial or otherwise, if the insurer denies issuance of a policy for you or your property, or a claim in relation to your insured property, or we are unable to acquire a policy on your behalf for any reason.

You agree that the Rent Guarantee provided by Different Technologies Pty Ltd is governed by its own Rent Guarantee Terms and Conditions. You agree that in order to be eligible for the Rent Guarantee, you must sign and return to us the Rent Guarantee Terms and Conditions (which will be sent to you separately at your registered email address).

You agree that you (the Owner of the property being insured), at no time in the past 5 years:

  • Had home building or contents insurance declined, refused to be renewed, cancelled or had an insurance claim refused;
  • Been convicted of a criminal offence involving fraud or dishonesty; theft or robbery; arson; damage or threatened property damage; injury or threatened injury to any person; or drugs;
  • Had 3 or more claims under a landlord or home and contents insurance policy?

You confirm that your property is not located in any of the exclusion postcodes below. Any property located in these postcodes are not available for insurance through our insurance policy:

NSW/ACT: 2390, 2406, 2440, 2462, 2463, 2465, 2471, 2472, 2484, 2490, 2706, 2731, 2756, 2775, 2805, 2806

VIC: 3277, 3341, 3441, 3621, 3629, 3778, 3785, 3788, 3789, 3832, 3833

QLD: 4106, 4388, 4407, 4411, 4470, 4474, 4488, 4489, 4700, 4704, 4719, 4740, 4750, 4805, 4810, 4818, 4819, 4858, 4859, 4860, 4878, 4879

WA: 6182, 6528, 6707, 6710, 6712, 6713, 6714, 6716, 6718, 6720, 6721, 6722, 6725, 6726, 6758

SA: 5320, 5346, 5357

TAS: 7012

NT: 0854

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