Landlord insurance for everyone

Comprehensive coverage that's free in your first year. Simple.

Free coverage in the first yearFree coverage in the first year

Landlord insurance is the foundation of our Landlord Protection Plan



Includes rent default, eviction and more



Covered for tenant damage and other issues



Free for 1st year. Discounted/optional in future years

Important Notice

Due to COVID-19, all new policies are currently embargoed and we cannot provide guidance yet on when new policies will be accepted by the insurer. Please read through the product disclosure statement that is linked on the his page.

Note, for Breeze policies renewed from 1st May 2020, view the PDS here. For policies renewed before 1 May 2020, view the PDS here.

The exclusive rent guarantee is only offered with insurance, and due to the current embargo on new policies, it won't be applicable until further notice. Rent guarantee T&Cs apply.

Comprehensive coverageComprehensive coverage

Relax. If something unexpected happens, you’re insured.

Rent default leading to legal eviction

Damage/theft by a tenant

Breaking of lease

Legal liability

Legal expenses

Uninhabitable building

Tenant hardship

View Product Disclosure StatementView Product Disclosure Statement - May 2020

Quick info

:Different pays for the first year of insurance. What happens in year 2?

In future years, :Different subsidises your insurance, so that it’s significantly cheaper than comparable landlord insurance. Your rent guarantee continues at no additional cost, as long as you have :Different Landlord Insurance, and Different is managing your property.

Does every property qualify for the Landlord Protection Plan?

The vast majority do, but some don’t. E.g., Ground floor homes in flood zones, homes in bushfire zones, and heritage listings that haven’t been rewired and replumbed in the past 20 years.

Does the insurance cover building or contents, or both?

The insurance covers contents only. Building insurance is available from our provider (Breeze Insurance) for an additional fee. If you’d like this, we’ll put you in touch with our service partner Modern Risk Solutions.